Stock market hours today on July 3 are shorter than usual business days as the United States prepares for the Fourth of July holiday. The financial markets have adjusted their schedules. Traders, investors and market observers should note the changes in stock and bond market hours for July 3. This report shares the specific opening and closing times for US exchanges and other key services.
Is Stock Market Open on July 3rd?
The Nasdaq Stock Market and New York Stock Exchange (NYSE) will close early at 1 p.m. Eastern Time on July 3, following the traditional schedule before Independence Day. This early closure gives market participants time to prepare for the national holiday.
Other NYSE-related exchanges will also adjust their trading hours:
- NYSE American Equities, NYSE Arca Equities, NYSE National, and NYSE Texas late trading sessions will close at 5 p.m. Eastern on July 3.
- Eligible NYSE options markets will end early at 1:15 p.m. Eastern.
Bond Market Hours on July 3
US bond trading will end at 2 p.m. Eastern Time on Thursday, July 3. This follows the early closure tradition ahead of a federal holiday.
The Securities Industry and Financial Markets Association confirmed the bond market schedule, which applies to both corporate and government bond trading.
Will Stock Market Open on July 4?
The US stock and bond markets will be closed on Friday, July 4, in observance of Independence Day. This includes:
- Nasdaq
- New York Stock Exchange
- US bond markets
When will the Stock Market Open Next?
Trading will resume at normal hours on Monday, July 7.
Stock Market Trends Around July 4
According to Dow Jones Market Data, the S&P 500 has gained around 5% on average from the start of the year through July 4 over the past five years. The 10-year average is 5.8%.
In 2025, the index has gained 5.4% through early July, even as global trade tensions affected markets in the second quarter.
4th of July History
Independence Day marks the formal adoption of the Declaration of Independence in 1776. The Continental Congress approved the resolution on July 2 and finalized the document on July 4. Notable signers included Thomas Jefferson, Benjamin Franklin, and Samuel Adams.
Celebrations began as early as the first anniversary in Philadelphia, described in a letter by John Adams. However, it became a consistent annual tradition only after the War of 1812. Congress made the Fourth of July a federal holiday in 1870.
Are Global Markets Open on July 4?
Yes, international markets will remain open on July 4. Markets that will operate as usual include:
- London Stock Exchange
- Euronext Paris
- Stock Exchange of Hong Kong
- Shanghai Stock Exchange
- Tokyo Stock Exchange
The US holiday does not affect trading schedules in other countries.
Bank and Postal Services
Most US banks will be closed on July 4, following the Federal Reserve holiday calendar. This includes:
- Bank of America
- JPMorgan Chase
- Capital One
- Wells Fargo
Post offices will be closed as the US Postal Service observes Independence Day as a holiday.
Delivery Services
FedEx and UPS will not provide standard services on July 4. Details include:
- FedEx Office locations will have modified hours on July 3 and 4.
- FedEx Custom Critical will be operating both days.
- UPS pickup and delivery will be unavailable on July 4.
- UPS Express Critical will remain in service.
- Some UPS Store locations may be closed; customers are advised to check locally.
When Is the Next Market Closure?
After July 4, the next scheduled stock market holiday is Monday, September 1, in observance of Labor Day. Markets will operate normally between July 7 and August 30.
FAQs
What time does the stock market close today, July 3?
The Nasdaq and New York Stock Exchange will close early at 1 p.m. Eastern Time today, July 3.
Is the stock market open on July 4, Independence Day?
No, US stock and bond markets will be closed on July 4 for the Independence Day holiday.
