Stock Market Today: Futures Mostly Rise as Palantir Leads Tech Shares Higher; Gold, Silver Rebound

Feb 3, 2026
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Stocks were poised for a higher open after a strong start to February trading, with shares of Palantir Technologies leading tech shares higher. Meanwhile, gold and silver futures resumed their ascent. 

Nasdaq 100, S&P 500, and Dow Jones Industrial Average futures pointed up 0.5%, 0.3%, and 0.1%, respectively.

Yesterday, major stock indexes finished sharply higher to begin a new month of trading, with the blue-chip Dow Jones Industrial Average advancing 1.1%, or 515 points, the benchmark S&P 500 just missing a new closing record following a 0.5% gain, and the tech-heavy Nasdaq advancing 0.6%.

Shares of Palantir Technologies (PLTR) jumped more than 10% in premarket trading after the company’s strong earnings report and revenue outlook after the closing bell Monday.

In other post-earnings moves, shares of Teradyne (TER) soared 22%, PayPal (PYPL) plummeted 15%, Archer-Daniels-Midland (ADM) fell 4.5%, Pfizer (PFE) declined 4%, and PepsiCo (PEP) and Merck (MRK) were down less than 1%. Shares of Advanced Micro Devices (AMD) were up 2% ahead of its results after the close.

Gold and silver futures rebounded Tuesday after traders locked in profits following their recent run-up. Gold was up 6% at $4,940 an ounce, still well off its high above $5,625 set last Thursday, while silver—which had plummeted after touching above $121.75 an ounce the same day—soared 12% to $86.65.

West Texas Intermediate crude futures, the U.S. benchmark, edged higher to around $62.55 a barrel after sinking 4.5% Monday.

Bitcoin was little changed at around $78,300 after falling early yesterday to around $74,500—its lowest level since last April. The U.S. dollar index, which tracks the value of the greenback against a basket of global currencies, ticked lower to 97.56, remaining near four-year lows.

The yield on the 10-year Treasury—which impacts interest rates on a variety of consumer loans including mortgages—was at 4.29%, up from Friday’s close around 4.28%.

February 03, 2026 08:01 AM EST

The Fed Cut Rates 3 Times—So Why Are Some Savings Accounts Still Paying 5%?

FROM 21 minutes ago

Even after the Federal Reserve cut interest rates three times last fall, the very top savings account rate hasn’t budged. The leading APY was already at 5.00% before the first cut in September—and it’s still there today, despite additional reductions in October and December pushing the federal funds rate down a total of 0.75 percentage points.

That doesn’t mean the broader savings market has been immune to the Fed’s moves. Looking across today’s best high-yield savings accounts, the collective ranking has gradually slipped. As of today, the 10th-best savings rate stands at 4.20%, while the 15th-best rate—the bottom of our top-15 list—was 4.02%.

Two savings accounts still pay 5%, but savers may do better with a no-strings option paying slightly less.

zamrznutitonovi / Getty Images

Rewind a few months and the midrank accounts paid more. At the start of September, before the Fed’s first 2025 rate cut, the 10th-best savings account offered 4.40%, and the 15th-best paid 4.31%—about 20 to 30 basis points better than today. But while those rates have slipped, the top nationwide rate has held firm at 5.00%.

Read the full article here.

Sabrina Karl

February 03, 2026 07:28 AM EST

The Great Wealth Transfer: Why Inheriting a Home May Not Make You Rich

FROM 54 minutes ago

After your parents or grandparents pass away, you may expect to receive some type of inheritance, whether it’s old jewelry, leftover retirement account assets, or even a home.

While inheriting a home can be a blessing, it can also come with hidden downsides. With the “Great Wealth Transfer” underway, this is an issue many Americans could face in the coming years.

During this period, a staggering $124 trillion worth of wealth is expected to transfer through 2048, with most of that wealth going to heirs, according to Cerulli Associates.

Inheriting a home can be a blessing, but it can also come with downsides.

Grace Cary / Getty Images

Many people could find themselves with their parents’ home on their hands in the coming years.

A Freddie Mac survey from late 2024 found that three-quarters of Baby Boomer homeowners planned upon death to leave their home or hand down the proceeds from the sale of their home to family members.

Read the full article here.

Trina Paul

February 03, 2026 07:06 AM EST

For the New Walmart and Target CEOs, It’s ‘Continuation’ vs. ‘Reinvention’

FROM 1 hr 17 min ago

Same title. Different task.

New CEOs started at two big retailers—Target (TGT) and Walmart (WMT)—on Sunday. Their missions vary considerably.vAt Target, Michael Fiddelke wants to stem the flight of investors and revive sluggish sales. At Walmart, John Furner aims to continue reeling in new customers and keep investors happy.

“They’re at, really, very different junctures,” TD Cowen senior equity research analyst Oliver Chen said on CNBC. “Target needs a reinvention; Walmart, continuation.”

A new CEO is working to revive sales at Target.

David Paul Morris / Bloomberg via Getty Images

Fiddelke’s tenure starts as Target seeks to shake off a tough spell. Revenue has fallen year-over-year for the past four quarters. Consumers have pulled back on discretionary purchases, and some of Target’s merchandising picks fell flat. The retailer was also slower to build up the sort of delivery system that attracted shoppers to some of its competitors, Chen said. Investors took notice, with share prices falling by more than 20% over the past year.

Read the full article here.

Sarina Trangle

February 03, 2026 06:39 AM EST

Stock Futures Mostly Rise as Palantir Leads Tech Shares Higher

FROM 1 hr 43 min ago

Futures contracts connected to the Dow Jones Industrial Average pointed down 0.1%.

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S&P 500 futures were up 0.1%.

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Nasdaq 100 futures advanced 0.4%.

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