The S&P 500 index (^GSPC +0.89%) produced a double-digit total return in 2023, 2024, and 2025. And so far in 2026, the benchmark has climbed 9% (as of July 20).
But investors are on edge. Whether it’s ongoing geopolitical turmoil, rising federal debt, or potential disruption from artificial intelligence, it’s a challenge not to be nervous.
Here’s what I would tell these investors right now.

Image source: Getty Images.
Time is on your side
Throughout history, there has never been a shortage of reasons for investors to worry. The list of headwinds includes recessionary scenarios, surging inflation, rising interest rates, a global pandemic, rapid technological advancements, and even war.
The best investors were the ones that didn’t abandon their long-term plans, no matter what event came up. The market, as represented by the S&P 500, has always recovered from any corrections or bear markets to eventually reach new all-time highs.
Today’s Change
Index Level
7,509.20
If you’re full of fear, uncertainty, and doubt these days, remember to always maintain a time horizon that is measured in decades, not months or quarters. This mindset supports wealth creation in the stock market, and it helps to keep things in perspective.
Don’t try to move in and out of the stock market in an effort to avoid any adverse conditions. Instead, focus relentlessly on owning high-quality stocks in a diversified portfolio. This will help lead to a favorable outcome.
Neil Patel has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.