Jim Cramer on building wealth, stock market lessons, and bold predictions

0:10 spk_0

Welcome to a new episode of the opening bid on filtered podcast. I’m Yahoo Finance executive editor Brian Sai here at the Nasdaq in Times Square. And like I always say, this is a podcast that will make you a smarter investor, period. Now you may be wondering why I have my sleeves rolled up. I’m wearing a tie. Usually I come up here on opening bid unfiltered with a tight fitting sweater, a button down shirt, casual conversations, but really.Uh, I’m paying homage and tribute to my next guest, uh, who in many respects, launched my career, and I, as I’ve told you guys many times before, I was a stock analyst for about 11 years. I got an email maybe in 2015 from someone you know very well because you’ve been following him for decades, Jim Cramer, maybe 2015, said he’d like something I think I wrote on Starbucks or Sears.And that essentially landed way to a column on his business news publication, 2 columns, 3 columns, videos, and then I got to work so closely with him sitting next literally 5 yards from him in the office on 14 Wall Street. And after all those years, I think we worked together 7.5 years. We never did a video together.

1:12 spk_1

Youwent unfiltered. This is, you know, you went unfiltered. I’m like fighting tears. I am fighting tears because I never thanked you.You, uh, you were our savior. Uh, you were an amazing editor. Uh, you encouraged everyone. You knew who was good and who was bad. I remember I was gonna hire someone and you said, absolutely not. What a great call. You remember that, but I, I, I have, I have loved and respect, respected.

1:40 spk_0

I’m I’m getting a grip on this thing. We’re sto.

1:43 spk_1

I gotta get a grip on this thing because you know that we in the end were a great organization.Um, and that was because of you. I mean, you were, I don’t know how you could ever do as much work. You outworked me, which is saying something, and I thank you for having me because you are, uh, uh, you are a beacon for great journalism in an area where I always worry that we’re gonna run out.

2:08 spk_0

It’s a good point, Jim, and I’m gonna get into your book. I just want to say this too. They’re um.You know, when we were building the street, it was this iconic publication you founded one

2:16 spk_1

late in 1995. I founded in 1996 we were ready to roll25

2:21 spk_0

and you gave me essentially the keys to the kingdom. I think it was executive editor and I was, we did it for like a year and a half, two years, and I took it personally and I’m like this is a publication that was ahead of its time and I will do everything in my power to make Jim just a happy guy, and I woke up every day thinking how I could help rebuild this building.

2:42 spk_1

No, I was there. You would be there earlier. I tried to get in at like 5:36 and

2:47 spk_0

there you were becauseI didn’t go home. That’s slept there. I did, I did, um, look, look, well,

2:54 spk_1

thank you for having me. This is a delight, and you’ve done amazing stuff. Hey that piece, the thing that you posted today, the 10 stocks, that was like I

3:02 spk_0

10 stocks thatmatter, Jim, right? I mean,nothing else matters. I

3:05 spk_1

follow you. Um, my wife Lisa, uh, she just thinks, you know what that.I was a guy who outworked you and how great that is because that’s what’s supposed to happen and I can’t thankyou enough.

3:19 spk_0

I still remember you were you would walk into that office on 14 Wall Street. I tell you what this brown paper bag. I think you got a coughing there maybe something yes

3:27 spk_1

I always did from

3:28 spk_0

Makoo. Jim would come in before 7 a.m. and hello, stocks talking stocks like every day guys. I should know too, of course, obviously you know Jim, longtime host of Mad Money and co-host of Swalk on the street at CNBC.Always talking about socks. Your day starts with

3:43 spk_1

stocks, and that was the place where you could find them. And I know that you knew we were on to something. Remember our filler kill that we had with Andrew Ben’s what I’m talking, I should not be so, uh, nobody knows this stuff, but this is what I feel it’s unfiltered. Nobody knows it because I never talked about it, but here I am with the best, unbelievable, and with someone who insists on getting the story and writing constantly all.The great, I hear that you said that I might be your 200th. I think you’re my 200 guest. Well, you are a great interviewer, and I know our viewers might say, who is this guy? Why is this guy showering praise? I just think that you are everywhere and that is ubiquity, and that’s what matters.

4:27 spk_0

So are you. Um, I, I, when I was first starting out, I, I would watch your show. I’d read Baron’s and there were words that I didn’t know. I would write down on a piece of paper words I know everything you were talking about, Jim, and I will give you credit. We’re talking.More about his book Stocks. You were the first one to mention a company called Nvidia. I’ll say, I’ll say it was 2015. Jim would walk in with his brown bag into our office talking about a company, Nvidia. He named his dog Nvidia. I don’t

4:54 spk_1

miss that.

4:54 spk_0

I didn’t even know who Nvidia was. Didn’t even know who Jensen Wong was. Like, what did you see? OK,

4:57 spk_1

so I told Jensen that I would name my, well, I didn’t say. I said I’ve got a way to be able to make it so people believe. And then that next I came in and just said Li 17. I said, here’s.In 2017, I said, guys, I renamed my dog Nvidia. He, he, he, he, uh, he’ll answer to it if I have a piece of steak, but I couldn’t get people to focus on it. And by the way, no one wanted to believe because it was too crazy. I mean, I got into his office and the first thing he did was have me, he had me speak to a computer and he said, Chuck, and I said, what do I say to it? He goes, just tell it something, just ask it something. So I said, you mean like art? He says, asking anything. So I said, OK, I love Cezanne, um.I need to have a seascape by Cezanne. I was trying to trick it, but the end did still lives. It came up with a beautiful seascape, and I was like, I said that’s inconceivable. It’s inconceivable. He said, Ask it something else. I said, OK, I wanna be at the Globe Theater. Uh, I want to see King Henry the 5th, you know, done. I mean, there wasn’t anything that I asked it, and I was so limited. I said, could you like have it be at the drive-through at Wendy’s because my, my wife loves, you know, she loves the bacon, and, and he said, of course it could be in 26 languages it’ll never make a mistake.And everything that I that I tried to stump it at, it, it had me, but

6:10 spk_0

this is when they werea gaming

6:12 spk_1

company,

6:13 spk_0

didn’t have his leather,

6:14 spk_1

and he said, look, no, well, I, you know, not in, I said, he said, Jim, could you talk about it? No one believes it.They had, and I said, I just saw it with my eyes. I’m gonna tell people they must buy the stock. And wherever I, when people would ask me on the street, like some guy asked me today, and he said, what do you think, uh, Amazon or Apple, that in 2017 we’ve been, are you an idiot? Buy Nvidia, NVDA and no one knew it other than a gaming company. Um, and I knew it as Jensen Wong and it was, it was the best. I mean, David.Faber, who is so mean to me. I mean he’s so horribly mean to me. I know because his mom always says, how can you tolerate my son? He said, greatest pick of all time, Jim, and I, I am honored because, uh, you usually don’t get, you, you don’t get praise. I mean, people are jealous of what we do in terms of stocks, but this was a great one, and I am very proud of it, but it’s all in Jensen and Jenn.could not believe that no one believed him, but I

7:14 spk_0

did. You did.

7:15 spk_1

I remember he had this thing in his office, um, about, it was a car going around and around. I said, What is that car do? He goes, that’s, I’m trying to solve black ice. I said, how many times that car? He says, that’s my 2 millionth time because Jensen, he’s funny. Uh, he’s whimsical, he’s brilliant. He’s the smartest person I’ve ever met.And he’s lovable and kind.

7:35 spk_0

I, you know how hard it is for me not to go back to Wendy’s and ask you about the bacon and that’s fine. We

7:39 spk_1

justhad, you know, my wife just had the baconator two weeks ago, uh, and I said, you know what, this is even better than the egg McMuffin we had 3 weeks ago. Look, we’re, I mean, we’re kinda, my wife’s from Queens. She’s from 160. She’s from Flushing, OK? And all she cares about is a good meal.

7:57 spk_0

So, uh.I knew this was. I knew this was not gonna follow this outline, but so Jim is here. Um, is this your 8th book? I remember Confessions of a Street Addict. That’s

8:06 spk_1

the one everyone loved. My wife says you got to do a new one. And I said, Well, let’s be tough because so much has happened in my life, but my wife read it when she first went on a date with me, and she said, and she said.I can’t go out with this fat bald guy who wrote this book, uh, and, um, because the book just portrays himself as the worst guy in the world. But you know, I

8:27 spk_0

was whatI didn’t realize, you know, I’ve, you know, you, sir, uh, Mount Rushmore of, of investing in my mind, you just, you just are, OK, but whatPeople don’t realize your road to get to where you are in that seat, uh, to where you’ve been able to host what man money for over 20 years, years. You slept in your car. You covered the

8:45 spk_1

crime. Yeah, I slept in my car, but you know, someone broke into my place. They stole my money. I was covering a sniper in San Diego. It’s for the LA Herald Examiner. When I came back, everything was gone, and you know, it was a different time. Let me explain what a different time. It was a time I used to call myself the swashbuckler. Um, you didn’t think it was anything other than cool. Now, yeah, I mean.It’s not, um, but when you’re young, you don’t have any sense, you don’t have any fear, and it’s like always you go to a bar. I used to go to this place called the Formosa was really good bar, and you, you meet a woman and it’s like your place or mine. How about your place? And, and I, I, I thought it was hysterically funny, but I had no money.And they would gave me and tell me I could rove everywhere and then stay in a hotel. I was a big deal, but, uh, I saved during that because I didn’t want to be poor, Brian. I hated being poor, uh, and I saved everything I could. My father was saying send it to Fidelity.And then ultily send it to them gel and fun because then uh Lynch started and Lynch is part of the of what I’m saying here. If you take a look at at what he said and went up on Wall Street, this is the sequel, so to speak. Now you can never really equal what Peter Lynch did, but it’s how to do it now. You, you see something, you, you observe a stock, you are curious about it. You can go online now, as you know, and there’s stuff that you can find out. You couldn’t find anything out back when I started.You had to go for microfiche it was 3 months old and there was nothing that you knew about a stock and who knew the quarterly reports. Now I try to explain the quarterly reports. I even give a about how to explain a balance sheet. I tend not to want to talk about, you know, they always tell you when I started, don’t talk about the book because that’s too, you know, you’re you’re a hack, but I do want people to know that you can learn how to do stuff. You can learn how to follow up on the stock because it’s now available and you and I, if we were back working together.I think we would be saying catchy PT that.

10:38 spk_0

Give

10:38 spk_1

me a for block out.

10:40 spk_0

No, I, I, I need to listen. You talk about here too. I need earnings calls. Like those are the most best free assets that anybodycan do,

10:49 spk_1

and I’ll tell you how to look at it, how to read it, what has to happen for an

10:52 spk_0

earnings call. OK,

10:53 spk_1

well, first, I think the most important thing is what the CFO says after the CEO and the CFO lays out the numbers, and there’s no BS ring when the CFO talks. If there is, you know, to skip it.Like right now, I mean, for instance, Costco, OK. Costco, uh, has a new CFO. It’s no longer Richard Galante, and he doesn’t have the panache of I love

11:13 spk_0

Galante. He’s good. He’s good. That guy was good. Glany

11:15 spk_1

was best ever. He was CFO for 36 years there, but I just think Costco’s come down because I think people keep waiting to be told, you know, the way that that Galante told it and we.This guy, a Miller champ. He, he’s fine. He’s fine, but he doesn’t have that kind of, you know, Richard would, would, would tell analysts, he tells the story. And I think people realize, you know, I want to do a stock because that’s what people listen to me for, but I think that’s the stock that I’ve owned it for my child trust forever, but I’m actually willing to buy more at a higher basis. I typically never do that because the stock has come down to below 50%.at last and that’s where, um, that is where I’ve always felt that the late Charlie Munger felt it was OK.

11:53 spk_0

Throughout the through line of this book, it’s your dad, uh, Eagles, Eagles fan. I know you are here, Jim.

12:00 spk_1

Like, oh my God, he finally thought it’s, listen to

12:03 spk_0

me started with him and my dad,

12:06 spk_1

my dad thought I was such a loser most of my life.Most of my life, he said there was always someone better. It would be someone be Harry Gross on the radio and thought I, you know, Harry gave me this idea. I said, pop out about mine? No, but Harry, there was always someone better. And then finally I got this box for this at the at the stadium and I walked in and he said, Jimmy, maybe you’re doing OK. And I was like I was gonna burn my did it, I did. I mean, but Pop figures big in here because Pop did it wrong.And we lost everything on a stock called National Video, which was they made vacuum tubes and a solid steak in it and it was a guy, Jack, I’m not gonna mention his last name but he’s a tennis player and he told my father’s brother to buy national video and then my father’s brother told Pop to buy national video.And it went all the way up and then, and Pop contributed regularly, you know, you should have if he had done any homework, he would have known that, but you couldn’t then that the company was challenged by solid state, but then it went all the way down and you know, he would come in to the home and he had, he worked, he sold gift wrap.Uh, and they would, the Chinese decided to move into gift wrap. They targeted all the companies he wrapped, uh, and but he would take a shot of wild turkey and then go in the bedroom because National Video was impossible. It just went down and down. Meanwhile, one of his closest friends bought Merck every day.

13:27 spk_0

Merc and Merc.I mean, so the squab Jim.

13:30 spk_1

Mr. Myers right now is challenged. It’s hurting my trust because this Oy may not be working. That’s the drug that is for schizophrenia. I’m worried J and J’s got schizophrenia J and J breaking out here.

13:40 spk_0

Jim, I, I, it sucks. I have to go out for a quick break. Please. It sucks. I will be. I never want to break Jim. I didn’t want to do it, but I gotta do it. We gotta, we got to pay the bills. We’ll be right back on opening bid unfiltered. Hold on.Welcome back to Opening Bid Unfiltered. Uh, like I said, I’m here with a very special guest, um, essentially the first person that gave me my start in this industry, uh, long time ago you look great, man. I’m, you know, I’m high rocks, Jim. We’ll take it offline. I’m training for a high rocks events. I’ve really gotten into it. It helps my mind.Uh,

14:11 spk_1

I’m gonna tell you that I want people to know that this man, I never saw him sleep because he slept in the office, that he’s extraordinary, an unbelievable journalist, and I’m so proud that we worked together and I know that had we been able.To finish what we wanted to do. Uh, Pulitzer was in mind for, for what I thought you could pull.

14:31 spk_0

I’m not done yet, Jim. Uh, and of course right, you’re not that’s where you’re gonna get it. I’m not done. Um, and of course Jim is the author of the new book, his 8th book. I can’t believe he’s written 8 books, uh, How to Make Money in any market.

14:41 spk_1

Itook a break of 10 years because the last book I was very unhappy. I was very unhappy. I’m not gonna like say exactly what happened, but there was a version of the book that had a huge number of errors in it, and they were telling me, listen, we can make it up on the 2nd edition. I said no.We’re not gonna do that. We’re fixing it. And I remember I was like I thought I was gonna get divorced because I would come home every day, and I was just cursing, cursing, what are you cursing about? Have a drink. I mean, you know, stop it anyway.

15:06 spk_0

Why is it also in this book that

15:09 spk_1

was a different publisher yeah absolutely not Simon of course, I’ve always loved they’re the

15:13 spk_0

best in the business. Thank you. Why, why is the stock market not celebrated, Jim?

15:18 spk_1

OK, that’s a great question because you know how many people it’s made big money for if they just buy, yeah, if you want.But if you bought Amazon, I mean, I have all the Apple. I have all the comparisons and how they done versus the S&P, and it’s absurd. Um, I think that we’re in a period where, uh, people are not sure about capitalism, but I also think that there’s a period where we decided to be an index funds. Uh, that makes sense. I would say 50% of your money should be index funds, but I do believe we’re still stuck with what happened in 2000 and we’re stuck with what happened in 2008, which were both horrendous, although of course if you held on to the murks of the world, you ended up doing fine.It went out of style, um, and it’s coming back, but I think the group of people who need to be, who it needs to appeal to, Gen Z, they’re too busy doing crazy stuff. Now look, I don’t mind crypto at all. I’m brave of crypto, but they play zero, you know, there’s no dividend in crypto. No, you lose your password. How about compound, a compound.is so boring. Uh, people think it’s too hard. They don’t understand what the PE means. They don’t understand what it means to buy and hold a great stock. Um, and I also think that capitalism got a dirty name for a while. Now I’m a big friend and fan of Ken Langone, who wrote a great book called Caer. Yes, but I do feel that it became, um,My kids thought, let’s use theirs, they thought it became naked wealth and it it it got this image of uh of filthy rich, uh, and the billionaires don’t help. They always come on by the way and tell you the market’s too expensive, but the market got a bad rap and it got a bad rap because it goes, it went down big in those times. It got a bad rap because it seemed to be the playground of billionaires and.I wanted it to be the play. I don’t want it to be a playground at all. I wanted it to be the school for people to get rich as they did when they bought Nvidia, you know, that was my best pick, but I, I was, I created FA.

17:12 spk_0

You oh come on,I was, I was teeing you up, Jim. You know, you, you guys, you all know it on the finance platform is F A A N G Fang. It started FANG by this guy right here, uh, Fang, and you also had what Cloud Kings

17:25 spk_1

Cloud Kings.Kings and Fang and those were the, the two best performers of maybe of all time. Netflix was an amazing performer in Fang. I, I had, I had an Apple. F was yes, F was, uh, F was meta, OK. And G was alphabet. So thank you, Bob Lang, who also helped. But yeah, I created Fang and I remember that the USA Today did this piece about how he created Fang and half of it was like the idea that it was just kind of meant to be fun.But I said no, it wasn’t meant to be funny. It was meant to buy and hold unless something changed and Fang was the greatest creator of wealth of your my life, uh, other than Nvidia, and I think that my job was to find great stocks, but I wanted people to understand why I thought they were great, which is why I wrote how to make money in any market. Sign tomorrow, no, I don’t know when. Look, I, I, I know you lived it with me.And I know you know how seriously I take it. I want people to be rich, and I know that sounds naked, maybe, uh, meretricious, but I want people to be rich, Brian.

18:26 spk_0

Is there a secret to being picking a good stock?

18:29 spk_1

You have to see it and believe it, OK? Um, I’ll give you an example one right now and it’s gonna report tomorrow. It’s gonna report soon. Uh, Nike, all right, I think Nike’s making a comeback. I like the new Nikes. I think that the Foot Locker strategy is good. They’re getting away from direct to consumer, which would be stolen on your stoop anyway, and I think that Elliott Hill is doing a great job. And so therefore if Nike goes down, I will buy more for my charitable trust. That’s how I feel about

18:53 spk_0

but you’re all about connecting dots.Nike’s coming back. You don’t need to own Under Armour, which is totally falling apart about anUnder Armour. I’m worried about Under Armour.

18:59 spk_1

I, I’m really worried about Under Armour, and you know, so what did I do Nike? I looked at the conference call, uh, the last this Elliott Hill conference call last two, he’s obviously has a real handle on what the previous CEO didn’t. Uh, it’s a great brand. It’s down to 6869. This is the kind of thing I will buy it and I will own it because I think Elliott’s going to turn it. That’s the kind of thing you see.It’s like, you know, you, you see something, say something, see something, buy something if you like it. And I tell you, people would say, well, I don’t know how to analyze it. Well this is what the book is for. It tells you how to read these things. It tells you how to find out if your idea is a good one. And that’s what, you know, otherwise, look, I would, I’m throwing people to the wolves if I don’t tell them how to do it. Now, I do have, and I say at the end of the book, I have the stocks that I think are gonna be great for the next.10 years, but then I write at the end. I wish I didn’t have to do that because I want you to do it.

19:49 spk_0

What is it likeconstantly being asked? You just, you mentioned before you get stopped on the street.What stock do I buy? No,

19:54 spk_1

it’s absolutely. Well, it’s not like a horse, you know. Hey, secretariat, um, I am asked. I, I’ve been asked probably 3 or 4 times a day. There’s a guy who stopped me this very early this morning. I was nervous, but he just wanted, he just wanted a name, and, and I said, listen, it’s not too late to buy Nvidia, um, and he said, Well, give me something.I want something else, you know, and I, I said, I, look, I think Apple, I think the launch is going well. What’s weird though is, is that people like they think they’re just going to get a name, but no, I’d say, let me tell you about the watch. Let me tell you, you know, the line in Osaka was, I mean, but don’t, the line in Tokyo last night and like they’re clearly like, why is this guy selling

20:28 spk_0

to? They gotta sign up to the club. Well,

20:30 spk_1

I want them to be members of the club, and I think the club is great and it’s like, you know, I hope to get 100,000 members of the club.Uh, uh, we pour our hearts out Jeff Martin, of course. Jeff, well, you were, you know, you know all these people, and we really pride ourselves. I did a piece yesterday. Uh, yeah, I got up early because I didn’t want to miss the 9:30 game because my kids watched football with me. So I got up like 7:30 and I just wrote for two hours and then I wrote for another, another hour between the games, uh, and then I I watched the Eagles, but, uh, this was a 3000.Word piece that I had to write. Jim’s

21:02 spk_0

still writing all thisstuff like II

21:05 spk_1

it is 3000 word piece about why you should not think that even though it’s true that I didn’t like the deal with open AI getting the money, this fungible money, um, why you should believe in the build out, why you should believe in core weed, why you should believe in what Med is doing, why you should believe, I, I hope Amazon spends a little more money. I wish they would.

21:24 spk_0

Uh, I got about 4.5 minutes left and I, are you kidding? I always wanted to do this. Are you kidding? It’s lightning round time. I got all my questions that my universe asked me because they knew I was talking to Jim. Jim, I’m gonna do it. I’m on all the stops. These are roll up everything. Um, one stock you buy and keep for a year.

21:42 spk_1

Oh, that’s going to be Nike. I front,

21:44 spk_0

OK, like that, um, the Fed cuts, uh, you think they will.The too soon cutting rates are too late.

21:50 spk_1

I think they’re fine. I think that Jay Pell’s doing a great job. I don’t know how he does it with cartoons written, you’re fired. Jay is an amazing guy and I, I met Jay years and years and years ago, uh, at, at, you know, just at a party, and I said this guy is like really smart. And, and everyone else was saying like, yeah, yeah, but like he’s like smart right now. Can’t we just have a little fun?

22:09 spk_0

Recession next year or no? No, you’re kidding me?

22:13 spk_1

Not worried about a boom over here.

22:15 spk_0

Most underrated CEO in the

22:17 spk_1

US, Kelly Ortberg, who’s turning around.

22:19 spk_0

Boeing, yes,you think he can do it? What does the turnaround for Boeing look

22:22 spk_1

like? Uh, it means be living like you did on the floor, hit the street. He’s living on the factory floor. By the way, humorless. I love that.

22:30 spk_0

Uh, if you, if you weren’t doing bad money, what would you be doing?

22:34 spk_1

I’d be doing that money at home. That’s the problem. I’d be just like walking, hey, I think you by, by, by.

22:39 spk_0

I mean gardening, gardening. You like to garden.

22:41 spk_1

I do like to garden.

22:42 spk_0

I actually see these gianttomato photos of you. No,

22:44 spk_1

no, I had a good garden this year, but my wife had to do all the sauce because I had to read my book by audio, and it was, I, I, I lost a couple of Saturdays, so we only did about 40 jars. I’m gonna have one tonight though.

22:56 spk_0

Uh, biggest investing mistake you’ve ever made in one word.42.

23:04 spk_1

No, no, I’m thinking, uh, I’m gonna say Memorex and here’s why, um, it was a $2 stock and I kept buying it at 11 and 5A 1 F. I said how much could you lose? And I lost everything.

23:19 spk_0

Last one I’m just adding in here and they’ll let you go. Nvidia, what does the next 10 years look like for one of the companies that you helpeddiscover?

23:26 spk_1

OK, Nvidia is.Going to make a, I don’t want him to threaten anybody or scare anybody, OK, but the next iteration, which is the Veer Rubin who was from Philadelphia, um, is a reasoning chip, reasoning platform, so you could ask it right now if you’re a 4th year associate at a law firm you can help look things up, you know, someone would say I need the I need everything that’s ever been, uh, uh, every judgment that we’ve ever had on this one issue.Uh, the next one is gonna be, uh, let me tell you what I think, and it’s going to be maybe superior to how you’re thinking, so you don’t need that 4th year associate anymore. That’s the big breakout is the reasoning one, and we’re all gonna struggle with whether it reasons in a way that’s better than ours, and there’ll be far fewer mistakes. They do have to start getting deals like they have to start doing deals with the New York Times. You ever see the, you never get the Times because the Times is trying to stop them.That’s why Clouter is such a good stock, but that is the next Nvidia Jensen tells me is the one that is going to dazzle. Do you know what Red Moby Dick in a second?

24:29 spk_0

Really? Yeah, that’s not, it’s not

24:31 spk_1

actually, it was actually fair. It was Grace Blackwell read in a second, and Moby Dick’s a hard book to get through. Yeah, I remember Call me Brian.

24:40 spk_0

Um, really good. Jim’s got

24:42 spk_1

a

24:42 spk_0

lot

24:42 spk_1

to do.

24:42 spk_0

I just say

24:43 spk_1

one

24:43 spk_0

last

24:43 spk_1

thing.

24:44 spk_0

I think

24:44 spk_1

that.

24:45 spk_0

You’re the man. I could actually, if you actually had time, I, I mean this is like a 3 hour thing, but I know that’s not, this is not Joe Rogan type podcast time. Jim’s got to go. He’s got shows to host. He’s got people to do. He’s got subscribers, and he’s got a life to live. Um, get Jim’s book, uh, his 8th book, How to Make Money in Any Market. Um, Jim, thank you for everything you’ve done.I’m serious. Oh thank you from me. You’re the man, uh, and that’s it for the latest episode of Opening bid Unfiltered. I hope you liked this episode. Hit me with questions at Brian Sai and at Jim Cramer. Send those questions between before 5 a.m. because we’re answering these things before 5 a.m. Uh, thanks so much for this porn loaf. I appreciate it. Holy cow.